Select Dental Plan
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Description
Select Dental Insurance Plan
The dental insurance is fully underwritten and insured by an A rated insurance company.
There is no reason for poor dental health. With all the advances in dental care, regular checkups and proper dental maintenance, no one should suffer from tooth decay or dental disease. By participating in the dental program, you have the opportunity to make regular checkups much easier and less costly.
We offer a dental insurance plan tailored to fit you and your family's needs. Not only is the plan flexible, but the plan can be written either as stand-alone coverage or as part of a package with other employee benefits.
See the Dentist you want to see, when you want to see them! No Referral Requirements. No Co-Insurance Percentages to Calculate. Your Dental Plan Network Provider will always be able to tell you what the contracted rate will be for your procedure prior to treatment. You will also know how much your insurance plan will reimburse before you file your claim. Everything from a simple cleaning...all the way to root-canals, crowns and even full dentures...this plan has them covered!
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Benefits
Preventive, Basic, Major and Ortho Services
(after meeting the annual deductible, these plans will reimburse you according to the following schedule)
Preventive Dental Services - 100%
No waiting period
- Exam, 2 per 12 months
- Cleanings
- Fluoride (up to age 16)
Basic Dental Services-50%
6 month waiting period
- X-rays
- Fillings
- Simple extractions
Major Dental Services-50%
18 month waiting period
- Crowns
- Bridges
- Dentures
- Endodontics
- Periodontics
- Oral surgery (surgical extractions and impactions)
Major services are limited to a maximum benefit of $750 per calendar year per insured person on the adult plan and $500 per calendar year per insured person on the senior plan.
Orthodontic Services-50%
24 month waiting period
- Straightening of teeth (limited to children under the age of 19)
Orthodontic services are available on the adult plan only and are limited to a maximum benefit of $350 per calendar year and $1000 lifetime per insured child.
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Details
Benefit Summary
Calendar Year Deductible: $50 per person
Annual Maximum Benefit: $1000 per person
Preventative Procedures
- Cleanings
- X-Rays
- Exams
- Fluoride
Basic Procedures
6 month waiting period
- Fillings
- Extractions
- Oral Surgery
- Periodontics (gum disease)
Major Procedures
18 month waiting period
- Full and partial dentures
- Crowns
- Inlays
- Endodontics (root canal)
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Providers
Click Here for a List of Currently Available Providers
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Schedule of Rates
Click Here for a Schedule of Rates